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Buy our Credit Repair Online Guide Today!

improve your credit rating
approved for credit cards
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save thousands

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Special Free Bonus: 10 FREE eBooks!

Special Free Bonus: Buy this eBook now with either a credit card or PayPal and you will receive TEN FREE EBOOKS with instant access. The eBooks cover a wide range of subjects including baby books, Atkins diets, cash for college, bankruptcy guide, Christian Books, cheap legal forms, dog training methods, eBay marketing methods, government grants, and how to open a tanning salon!

A fact for consumers from the Federal Trade Commission regarding Credit Repair:

No one can legally remove accurate and timely negative information from a credit report. The law allows you to ask for an investigation of information in your file that you dispute as inaccurate or incomplete. There is no charge for this. Everything a credit repair clinic can do for you legally, you can do for yourself at little or no cost. According to the Fair Credit Reporting Act (FCRA): You’re entitled to a free report if a company takes adverse action against you, like denying your application for credit, insurance, or employment, and you ask for your report within 60 days of receiving notice of the action. The notice will give you the name, address, and phone number of the consumer reporting company. You’re also entitled to one free report a year if you’re unemployed and plan to look for a job within 60 days; if you’re on welfare; or if your report is inaccurate because of fraud, including identity theft. Each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – is required to provide you with a free copy of your credit report, at your request, once every 12 months. The companies are rolling this out across the country during a nine-month period. By September 2005, consumers from coast to coast will have access to a free annual credit report if they ask for it. For details, see Your Access to Free Credit Reports at ftc.gov/credit. Otherwise, a consumer reporting company may charge you up to $9.50 for another copy of your report within a 12-month period. You can dispute mistakes or outdated items for free. Under the FCRA, both the consumer reporting company and the information provider (that is, the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights under this law, contact the consumer reporting company and the information provider. You can view more facts at the FTC's website www.ftc.gov.

This "do it yourself credit repair" service will save you 22 hours of research time. Time you can spend with legal credit repair of your personal finances. This is a credit repair kit which has the forms, letters, and counseling you need to repair your credit score online.

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