This Credit Repair Online Kit Includes the following: The Solution to Bad Credit Structure of Social Security Numbers Scoring for Credit The Credit System Credit Card Insights Six Credit Card Secrets Banks Don't Want You to Know Establish AAA Credit in 30 Days The Lure of Bankruptcy Bookkeeping Made Simple Stop Collection Agencies In Their Tracks! If Someone Owes You Money Your Consumer Rights The Free Credit Card Trap How To Get Free Rent Your Money Guide to Free Government Grants How Pawn Shops Work Improve Your Credit By Paying Bills Later Rather Than Sooner Signature Loans Wipe Out Debts Without Bankruptcy Winning The Credit Card Game Women And Credit How to obtain an $800 Loan By Mail - Interest Free! The Secrets Of Credit Repair The Inside Secrets Of Credit Repair Solving Credit Problems Guerrilla Tactics That Will Give You A Good Credit Rating Is it ethical to try and remove legitimate bad credit? Federal Credit Laws Legal Ways To Get The Bill Collectors Off Your Back Choosing A Bank That's Right For You How To Make Big Money With Your Own Business Financing Service 50 Ways To Cut Costs And Increase Profits Nine Ways To Lower Your Auto Insurance Costs Sure-Fire Methods Of Raising Instant Cash How To Achieve Wealth The Easy Way Consumer Rights Bankruptcy Divorce and Credit Federal/State Credit Laws Credit Letters Credit Repair Companies Credit Dictionary SkipTracing Tele-Terrorists How To Collect Business Debts Secrets Of The Richest People How To Accomplish Anything You Want In Life Choosing and Using Credit Cards Consumer Handbook to Credit Protection Laws Complaining About Credit Fair Debt Collection How To Dispute Credit Report Errors Managing Your Debts: How to Regain Financial Health Ready, Set...Credit Shop -- The Card You Pick Can Save You Money 66 Ways to Save Money And much more... ALL THIS FOR ONLY $19.95 Special Free Bonus:  10 FREE eBooks! Special Free Bonus:  Buy this eBook now with either a credit card or PayPal and you will receive TEN FREE EBOOKS with instant access.  The eBooks cover a wide range of subjects including baby books, Atkins diets, cash for college, bankruptcy guide, Christian Books, cheap legal forms, dog training methods, eBay marketing methods, government grants, and how to open a tanning salon!

A fact for consumers from the Federal Trade Commission regarding Credit Repair: 

No one can legally remove accurate and timely negative information from a credit report. The law allows you to ask for an investigation of information in your file that you dispute as inaccurate or incomplete. There is no charge for this. Everything a credit repair clinic can do for you legally, you can do for yourself at little or no cost. According to the Fair Credit Reporting Act (FCRA): You’re entitled to a free report if a company takes adverse action against you, like denying your application for credit, insurance, or employment, and you ask for your report within 60 days of receiving notice of the action. The notice will give you the name, address, and phone number of the consumer reporting company. You’re also entitled to one free report a year if you’re unemployed and plan to look for a job within 60 days; if you’re on welfare; or if your report is inaccurate because of fraud, including identity theft. Each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – is required to provide you with a free copy of your credit report, at your request, once every 12 months. The companies are rolling this out across the country during a nine-month period. By September 2005, consumers from coast to coast will have access to a free annual credit report if they ask for it. For details, see Your Access to Free Credit Reports at ftc.gov/credit. Otherwise, a consumer reporting company may charge you up to $9.50 for another copy of your report within a 12-month period. You can dispute mistakes or outdated items for free. Under the FCRA, both the consumer reporting company and the information provider (that is, the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights under this law, contact the consumer reporting company and the information provider. You can view more facts at the FTC's website www.ftc.gov.

This "do it yourself credit repair" service will save you 22 hours of research time.  Time you can spend with legal credit repair of your personal finances.  This is a credit repair kit which has the forms, letters, and counseling you need to repair your credit score online. 

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